Privacy Policy
1. Introduction
ATNM Digital Solutions Ltd. ("ViriPay", "we", "our", or "us") is a Canada-registered company that provides virtual card issuing services to users outside of Canada, using third-party payment infrastructure.
We are committed to protecting your privacy and handling your personal information in compliance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable international data protection laws.
2. Information We Collect
We may collect the following types of personal information:
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Full name
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Email address
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Phone number
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Billing or funding details
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Government-issued ID (for identity verification, if applicable)
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IP address, device info, browser type
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Usage logs (for analytics and fraud prevention)
3. How We Use Your Information
We use your personal information to:
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Provide and manage our virtual card services
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Verify your identity (KYC/AML requirements)
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Process payments and card issuance via Stripe
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Communicate with you (support, updates, marketing if opted-in)
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Prevent fraud and abuse
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Comply with legal and regulatory obligations
4. Disclosure to Third Parties
We do not sell or rent your personal data.
We may share your information with:
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Stripe, our payment processing and card-issuing partner
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Identity verification providers (if used)
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Legal or regulatory authorities if required by law
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Service providers who help operate our platform (under data protection agreements)
5. International Data Transfers
Your personal information may be transferred to and stored in countries outside of your residence, including Canada and the United States, where Stripe's servers and our platform infrastructure may be located. We ensure adequate safeguards are in place for such transfers.
6. Data Retention
We retain personal information only as long as necessary for:
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The purposes outlined above
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Legal, accounting, or regulatory requirements
7. Your Rights
Depending on your location, you may have the right to:
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Access your data
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Correct inaccurate or outdated information
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Request deletion of your data
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Object to certain processing
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Withdraw consent
To exercise your rights, contact us at support@viripay.com.
8. Cookies and Tracking
We use cookies and similar technologies to:
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Improve user experience
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Track site performance and analytics
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Detect fraud and suspicious behavior
See our Cookie Policy below for more details.
9. Security
We use appropriate technical and organizational measures to protect your personal data from loss, misuse, and unauthorized access.
10. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.
11. Contact Us
If you have any questions or concerns about this Privacy Policy or our data handling practices, contact us at:
📧 support@viripay.com
📍 ATNM Digital Solutions Ltd., 1055 West Georgia Street, Suite 2400, Vancouver, British Columbia, V6E 3P3, Canada